Jovica Grujic

Group General Manager

Jovica Grujic knows what it takes to make a new country feel like home. As Group General Manager at Matrix Global Mobility – having risen from Head of Operations to group-wide leadership – he oversees the destination services that anchor expat life: home searches, school placements, and settling-in support across SouthEast Europe. His writing addresses the practical and financial realities relocating families face, drawn from years of operational experience on the ground.

Articles

  • Expat Tax Essentials: Greece, Bulgaria, Serbia, Croatia

    Expat Life & Finance 11 min

    Expat Tax Essentials: Greece, Bulgaria, Serbia, Croatia

    A practical overview of tax residency rules, income tax rates, social security contributions, and special regimes across four SouthEast European countries – Greece, Bulgaria, Serbia, and Croatia. Written by Matrix Global Mobility, a EuRA Full Member and FIDI-FAIM certified mover, with own offices in Athens, Sofia, Belgrade, and Zagreb.

    JG
  • Cost of Living Comparison: Athens vs Sofia vs Belgrade vs Zagreb

    Expat Life & Finance 11 min

    Cost of Living Comparison: Athens vs Sofia vs Belgrade vs Zagreb

    A detailed cost of living comparison across four SouthEast European capitals – Athens, Sofia, Belgrade, and Zagreb – covering housing, groceries, transport, healthcare, education, and utilities with approximate 2025/2026 figures in EUR.

    JG
  • Bulgaria’s Investment Residence & Startup Visa Landscape

    Expat Life & Finance 11 min

    Bulgaria’s Investment Residence & Startup Visa Landscape

    Bulgaria offers EU investment residence through multiple permit categories – spanning investment- and business-based residence, freelancer permits, and permanent residence for larger commitments. Matrix Global Mobility, a EuRA Full Member and FIDI-FAIM certified mover headquartered in Sofia, provides full immigration compliance and relocation support for investors and entrepreneurs.

    JG
  • Relocating to Serbia: What Expats Need to Know in 2026

    Expat Life & Finance 11 min

    Relocating to Serbia: What Expats Need to Know in 2026

    A comprehensive guide to relocating to Serbia in 2026 – immigration pathways, cost of living, healthcare, schools, banking, and how Matrix Global Mobility supports your move to Belgrade and beyond.

    JG
  • Relocating to Greece: What Expats Need to Know in 2026

    Expat Life & Finance 14 min

    Relocating to Greece: What Expats Need to Know in 2026

    A comprehensive guide to relocating to Greece in 2026 – immigration pathways, Golden Visa, digital nomad visa, cost of living, healthcare, schools, and how Matrix Global Mobility supports your move to Athens and beyond.

    JG
  • Relocating to Croatia: What Expats Need to Know in 2026

    Expat Life & Finance 12 min

    Relocating to Croatia: What Expats Need to Know in 2026

    A comprehensive guide to relocating to Croatia in 2026 – immigration pathways, digital nomad visa, cost of living, healthcare, schools, and how Matrix Global Mobility supports your move to Zagreb and beyond.

    JG
  • Relocating to Bulgaria: What Expats Need to Know

    Expat Life & Finance 17 min

    Relocating to Bulgaria: What Expats Need to Know

    A comprehensive guide to relocating to Bulgaria in 2026 – immigration pathways, cost of living, housing, healthcare, schools, and how Matrix Global Mobility supports every stage of your move to Sofia and beyond.

    JG
  • International Schools Guide: Athens, Sofia, Belgrade, Zagreb

    Expat Life & Finance 13 min

    International Schools Guide: Athens, Sofia, Belgrade, Zagreb

    A practical guide to international schools in Athens, Sofia, Belgrade, and Zagreb – covering IB, British, American, and French curricula, approximate fees, admissions timelines, and what families need to know before relocating to SouthEast Europe.

    JG
  • How to Talk to Kids about Your Move

    Expat Life & Finance 3 min

    How to Talk to Kids about Your Move

    Telling kids “We’re moving,” is right up there on the list of difficult things to talk about. You say, “We’re moving,” and no matter how carefully you phrase it, they hear some variation on, “My home and friends are being taken away from me.” Here are some tips to ease their transition to a new…

    JG
  • What Moving Expenses Are Typically Reimbursable?

    Expat Life & Finance 3 min

    What Moving Expenses Are Typically Reimbursable?

    If you’re relocating for work, employers usually handle moving expenses in three ways.They either pay expenses for you, reimburse you for reasonable expenses, or they provide a dollar amount moving allowance. Whichever method your company uses, get in writing what they will cover, especially if they will only cover up to a certain dollar amount.…

    JG
  • What Should I Look for in an Estimate?

    Expat Life & Finance 2 min

    What Should I Look for in an Estimate?

    Be prepared for your home assessment and learn what you should look for in a moving estimate. Any time you wish to hire a reputable moving company, you’ll first go through the estimate process. This is the time when we visit you at your home to make an assessment of your belongings. We don’t move anything,…

    JG
  • A Breakdown of Moving Costs

    Expat Life & Finance 3 min

    A Breakdown of Moving Costs

    A breakdown of moving costs and how to budget or plan for the entire moving process. You’ve already done the bulk of the work by prepping your home and preparing for your long distance move – now’s the time to put on those finishing touches and enjoy the ride.  In addition to actually purchasing your new home,…

    JG